Insurance Packages

Car Headlight

Motor Insurance

This is a cover for commercial, private and passenger  vehicles.

Compressive scope of the cover allows for repairs or replacement in the event of an accident. In the event of theft the insured is given a payment  after investigations. In the event a radio and extension are stolen a replacement can be made.

Third Party Only scope of cover takes care of damages to third party property damage or bodily injury to a third party.

Family Sitting On Grass

Medical Insurance

This cover gives affordable health insurance solution catering for both inpatient and outpatient expenses. It covers the medical expenses incurred by the insured or their dependents.

This allows our clients to access quality health care from qualified health service providers. It can be taken by an individual, a family or a group of people.

Travel Insurance

Travel plans cover Emergency Medical, Accident and Liability, Baggage Loss, Trip Cancellation, Hijack, Hostage and wrongful Detention.

Additional benefits include Travel Delay, Missed Departure and Missed Travel Connection.

We advise all our clients who are travelling within and out of the country to acquire travel insurance to enable them be at peace while they travel.

living room

Home Insurance (Domestic Package)

Domestic package is designed to cover the house, contents as well as Third Party Legal liability.

This cover gives indemnity against loss or damage to the insured by perils including fire &perils, explosion of domestic appliances, Riot &Strike and Malicious damage, Aircraft and other aerial devices or articles dropped thereon. Bursting or overflowing of water tanks, apparatus or pipes, impact by road vehicles or animals, falling trees or branches. Cover for domestic employees, personal legal liability either as an owner or an occupier of premises. Loss or damage to contents covered.

injury

Group and Personal Accident Insurance

This will provide monetary payment in the event of bodily injury sustained by the insured. The policy offers benefits under the following categories;

  • Death
  • Permanent and total  disability
  • Temporary total disability for those in gainful employment.
  • Hospital cash for those in self employment.
  • Medical exposes on reimbursement basis up to a determined limit.
  • Professional Trauma Counseling.
  • Physiotherapy  expenses
  • Artificial  Appliances

The cover is available on 24 hour basis, worldwide and includes extension of riot and strike.

signing documents

Professional Indemnity

This policy provides financial protection in the event that clients suffer financial loss as a result of negligence/non professional acts, alleged wrongful or negligent advice. It covers breach of professional duty, defamation, loss of documents, breach of confidentiality, dishonesty and costs for disciplinary hearings.

construction site

Workman injury Benefit Act (WIBA)

In Kenya this is a law that was passed in 1988. This insurance covers medical treatment, disability and death benefits in the event an employee is injured or dies as a result of his work with that employer even the low risk work e.g. Secretarial.

fire extinguisher

Fire and Perils

This covers damages caused to property by fire and lightning, explosion of boilers for industrial and domestic purposes. Other perils include: Hail, snow, wild hurricanes, rains, floods and overflowing gutters.

alarm

Burglary

This policy covers loss or damage to property by theft following entry to or exit from the premises through forcible or violent means.